From Cheap to Frugal

Village of Frugality, Cambria County, Pennsylvania – Matthew Hunt

It’s been longer than planned since my last post, having been knocked down by illness for the past week and a half, but thankfully I’m past the worst of it. So it’s time to get back to business.

Frugal vs Cheap

Being cheap is solely about spending less. Frugality on the other hand is about prioritisation of spending to get more of the things you value.

With finite monetary resources we all have choices over how we spend.

Get the most out of Your Time: My Time Management Tips

By NasimAhmed96$ (Own work) CC BY-SA 4.0 http://creativecommons.org/licenses/by-sa/4.0, via Wikimedia Commons

For the past few weeks I have been in something of a reflective mood. Something I would say is typical during a period of change and challenges. Following on from last week’s post, I decided to share my tips to overcoming that classical excuse – “I don’t have enough time”. Yes we could all do with 100 hours in the day, especially if working full time and/or with a family to look after, but the reality is we have 24 hours in a day so let’s make the best use of them.