Saver vs Spender – can the two work together?

There are many posts around what you can do as an individual to save money. If you’re part of a couple you will likely have goals that you have set together and as the saying goes you’re only as strong as your weakest link. So what if both of you aren’t naturally inclined to save? What if you’re a saver and your partner/spouse is a spender or vice versa? Are you doomed to eternal money conflict?  Continue reading

From Cheap to Frugal

Village of Frugality, Cambria County, Pennsylvania

Village of Frugality, Cambria County, Pennsylvania – Matthew Hunt

It’s been longer than planned since my last post, having been knocked down by illness for the past week and a half, but thankfully I’m past the worst of it. So it’s time to get back to business.

Frugal vs Cheap

Being cheap is solely about spending less. Frugality on the other hand is about prioritisation of spending to get more of the things you value.

With finite monetary resources we all have choices over how we spend. Continue reading

5 Tips to save money in a year of milestone birthdays

30th-Birthday

Hope everyone had a fab weekend in this glorious weather; it came around so quickly after the four-day working week!

This year is a year of big birthdays for me and most of my friends as we enter our third decade. It means numerous birthday celebrations at various locations within the country. The inspiration for this post came from a colleague, also in the same position, who was complaining about the cost of attending all of these birthdays. My thoughts are that it is as expensive as you want it to be Continue reading

20 Ways to Cut Your Monthly Costs: Part 2

Following part 1 I hope you have given the free tea/coffee facilities at work a try and made plans to start saving on your utilities and fuel consumption.

If the first 10 weren’t enough, here we go with 10 more ways to cut your monthly costs. Continue reading

20 Ways to Cut Your Monthly Costs: Part 1

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Another two-part piece for you guys this week. Whilst pursuing my goal of putting 50% of my income towards my dreams I found so many ways that I wasted money! Here I have pulled together 20 ways to reduce your monthly costs and put more towards your goals. Continue reading